How To Avoid Being Blamed Unfairly For An Auto Accident
When you are involved in an auto accident, you will not want to admit that you're at fault regardless of whether you think you are or not. Instead, you will want to speak with an auto accident attorney about how you should interact with your auto insurance provider and the insurance provider of the other driver.
You May Not Be At Fault
Accident cases can be very complex and there might be other factors at play that could lead to the blame being placed primarily on the other driver. However, if you admit fault, your auto insurance provider might be forced to pay for the damages you caused. This could lead to your insurance rates going up.
What to Do Instead
Rather than admitting fault, you will first want to contact the police so they can arrive at the scene and conduct an investigation. You should take photographs of the scene of the accident, the damage done to both vehicles, and any injuries you have sustained.
When speaking to the police officer, make sure that the other driver receives a ticket if they were at fault. If the other party receives a ticket, at least you may be able to prevent your insurance rates from going up if your insurance provider must pay for your damages.
What Not to Tell an Insurance Provider
Do not give your opinion on what you believe happened during the accident. A lot of times, memories of an accident are inaccurate. Instead, you will want to stick only to facts you can prove.
The insurance provider might ask you to give a recorded statement. However, you are not required to do this, and refusing to do so will not hurt your case. On the contrary, you're more likely to hurt your case by giving a recorded statement.
Be Honest About Any Medications You Took
In many cases, you will be required to submit a urine sample or a blood test to an insurance provider to prove that you were not under the influence of any substances. The tests are very accurate and can even detect the foods you might have been eating.
Speak with an Auto Accident Attorney
One of the best things to do is to speak with an auto accident attorney. To maximize your settlement, you must build a solid case for why the other party injured you and calculate the damages you have suffered and support these damages with meticulous evidence.
Share