Do You Need To Hire A Personal Injury Lawyer For No-Fault Claims?

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Traditionally, personal injury cases and settlements were set up such that the party that was injured as a result of the other's negligence got paid by the negligent party's insurer. Today, some states have changed this arrangement in a bid to make life easier for the victims of car accident cases. In no-fault states, you simply file a claim with your insurer, regardless of who was at fault, and can be compensated for the damages and health costs you have incurred after the accident.

This makes things much easier for everyone involved in an accident because you don't have to prove to anyone that you are innocent. However, the system does have a few loopholes. No-fault doesn't automatically mean you will get a settlement, which is why you will need a personal injury lawyer to handle your case. Here are the reasons why you should have a lawyer.

The Insurer May Try to Settle for the Least Amount

Many car owners make the mistake of thinking the insurance company is waiting for them to claim so they can quickly give them the maximum possible amount of money for their damages. This is possible in some cases but not all of them. The reality is that insurers are in business to make money and help mitigate risks. This means that they might want you to settle for the least possible amount for your damages.

When you have a lawyer, you have a chance to face them, argue out your case, and get the settlement that will cover your damages completely.

They Help Speed up the Settlement

Ideally, your insurer should payout within the shortest time possible after the accident. Some promise that they will make their payments within a month. However, this is not usually the case. Some insurers might try to delay the process in order to frustrate you into giving up the case. Fortunately, a lawyer will know when an insurer might be delaying their side of their process, and they will implement the right measures to get you a settlement reasonably fast.

They Will Represent You in Court

Some insurers may act in bad faith, making it impossible for the client to close the case and move on with their lives. If you suspect that your insurer is frustrating you, you may need a lawyer to help you launch a court case. The lawyer will gather evidence and represent you in court.

It is advisable to hire a personal injury lawyer to help you with your no-fault insurance claim. They will speed up the process and make sure you get a befitting settlement for your injuries and damages. Contact an attorney for more information regarding no-fault claims


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